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Credit Union of Georgia offers a variety of loan options to meet your needs. Below is a list of some of the programs we offer. Please feel free to contact us if you have any questions regarding a program you do not see on this list.
 
CONVENTIONAL
JUMBO'S & SUPER JUMBO'S
FIXED RATES
ADJUSTABLE RATES
INTEREST ONLY
INVESTOR LOANS
SECOND MORTGAGES - Fixed Rate
CONSTRUCTION LOANS
LOT / LAND LOANS
HELOC'S (Home Equity Line of Credit)

CONVENTIONAL

Amounts up to $417,000  **  Conforming - Fixed and Adjustable Rates (ARM's)


JUMBO'S & SUPER JUMBO'S

$417,100 to $1,000,000  **  Fixed and Adjustable Rates


FIXED RATES

480 months / 360 months / 180 months / 120 months


ADJUSTABLE RATES

TERMS - 3/1, 5/1, 7/1 or 10/1


INTEREST ONLY

For both Fixed and Adjustable's

 


INVESTOR LOANS

Purchase to 90% - Cash Out Refinance to 85%


SECOND MORTGAGES - Fixed Rate

Get a low cost fixed rate second mortgage to purchase an automobile, pay off high interest rate credit cards or for any worthwhile purpose.


CONSTRUCTION LOANS

One Closing for a Construction to Permanent Loan


LOT / LAND LOANS

Loans to Purchase or Refinance.  Up to 85% of the value


HELOC'S (Home Equity Line of Credit)

Borrow up to 100% of your equity with low convinent payments.  Use the funds only when you need them